Benefit Information for Current Employees

***Open enrollment begins Friday, April 15, 2022 and ends on Sunday, May 15, 2022, which follows Mayflower Municipal Health Group's annual open enrollment dates. Coverages will be effective July 1, 2022. Boston Mutual Life Insurance enrollment and changes are available during this time.***

Welcome to the benefit information page for new hires and current employees working for the Town of Pembroke. If you are enrolling in benefits, as a new employee or due to a qualifying event, please contact the Treasurer's Office at 781-293-3893 or email Jennifer Grasso at jgrasso@townofpembrokemass.org for further instruction. Enrollment forms, rate information and plan material for coverages offered can be found below. Please note, enrollments and changes will not be accepted for existing employees unless it is during our annual open enrollment, due to a qualifying event or to enroll with a 457(b) or 403(b) plan provider. Please view the 457(b) and 403(b) section below for further instruction. 

Availability of Summary Health Insurance

As an employee, the health benefits available to you represent a significant component of your compensation package. They also provide important protection for you and your family in the case of illness or injury. Your plan offers a series of health coverage options. Choosing a health coverage option is an important decision. To help you make an informed choice, your plan makes available a Summary of Benefits and Coverage (SBC), which summarizes important information about any health coverage option in a standard format, to help you compare options. The SBC's are available on this page below or you can request one free of charge by calling the Treasurer's Office at 781-293-3893.

FY 2023 Health & Dental Rates 

FY 2023 MMHG PPO & HMO Plan Comparison ***Family plan coverage requires additional documentation. Please return to the Treasurer's Office the following documents along with your enrollment form and the last page of the MMHG Employee Manual: certified marriage certificate to cover spouse or divorce decree to cover a former spouse (please refer to MMHG Employee Manual for specific pages required from the decree) and copies of birth certificates for dependent children up to age 26.***

Disclosure Notices 

Delta Dental Premier Plan Information (offered to actively working benefit eligible employees) 

Boston Mutual Life Insurance Company (basic & voluntary coverage offered to new employees & benefit eligible employees during specified open enrollment periods only)

Employee Assistance Program (EAP) (free confidential service offering assistance to all employees and their families)

Learn to Live (L2L) (Free confidential online therapy program for all employees and their family members age 13+, which uses cognitive behaviorial therapy techniques (CBT) to cope with stress, anxiety, substance use, social discomfort and trouble sleeping)

MMHG Smart Consumer Programs (check out these additional programs from our health group that may help to save you time and money!)

Cafeteria Plan Advisors (CPA) Flexible Spending Accounts (FSA) (employees can contribute pre-tax funds for eligible expenses and services) 

Deferred Compensation Options 403(b) & 457(b) Plans